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Get The Best Cheap Labrador Retriever Pet Insurance Quote With Help Online

Labrador Retrievers are known to be highly amiable and serve as excellent family pets mainly due to their good behaviour and gentle nature. But still, it is vital that owners care about their health to keep them fit and fine. These dogs are popular the world over because of their obedience and total loyalty to pet owners. So, if you own a Labrador retriever dog as a pet, you need to visit vets for regular medical checkups right from the time it is a puppy. It will help you in detecting whether your pet has any health problems through diagnosis.

The best way to go about the task of keeping your Labrador retriever healthy is to get it insured. Vet bills have become expensive these days and in the absence of pet insurance coverage, you might have to spend money out-of-pocket. Besides, when you take your Labrador retriever for a walk on the road or in a park, there is always a probability of its meeting with an accident or getting bitten by another dog(s). The resulting injuries may require urgent medical treatments and they can incur huge costs. And like other dog breeds, Labrador Retrievers may also suffer from hereditary/genetic health conditions which need long term medical attention and treatments. can assist you to get a comprehensive pet insurance solution that specifically caters to your Labrador retriever’s unique healthcare coverage needs and your budget. Take advantage of our expert advice to secure the best Labrador retriever insurance cover at the right price online to save time and money.

Get A Brief Idea On How Much Will Your Labrador Retriever Insurance Cost

The overall cost of a Labrador retriever pet insurance healthcare cover could depend on a number of factors such as your dog’s age, gender, your residential location as well as its present and past health conditions especially if your pet is an adult. Normally, insurers charge higher monthly premiums for older pet dogs and the insurance rates provided might also vary from state to state. Interestingly, in case of female Labrador Retrievers, the insurance rates were found to be higher than those for male dogs in the state of California. Here is some information pertaining to the rates provided for male Labrador Retrievers in California.

Age Minimum Price Per Month Maximum Price Per Month
8 weeks old $55.38(with $700 deductible) $166.36(with $0 deductible)
4 years old $78.85(with $700 deductible) $243.65(with $0 deductible)
10 years old $137.17(with $700 deductible) $435.65(with $0 deductible)

As compared to insurance rates for 8 week old male Labrador retriever pups (starting $55.38 per month), the insurance rates for female pups were found to be slightly higher at $56.36 per month in California. This marginal rise in the insurance cost may be because of the cost of veterinary doctors’ fees in the pet owners’ specific geographical location.

In any case, regardless of whether you own a male or a female Labrador retriever, it could be much better if you get your pet insured right at the time when it is still a puppy. Routine health checkups can let you know if your dog is suffering from any hereditary or genetic health condition, the medical treatments for which could be long term. To get total financial protection while keeping your pet dog healthy, it is suggested to buy a comprehensive pet dog insurance plan for your Labrador retriever that includes accidents, illnesses as well as wellness care services too.

Buy Comprehensive Labrador Dog Insurance Policy To Protect Your Finances

Although Labrador Retrievers are considered to be a healthy breed of dogs, they are susceptible to some severe health issues as mentioned below:

  • Joint problems - Elbow and hip dysplasia, arthritis and luxating patella
  • Porto systemic shunts
  • Epilepsy
  • Bloat or obesity especially in puppies
  • Cancer

Any of the above health problems when detected require urgent medical attention and that can lead to financial hardships for the pet owner in the absence of pet healthcare insurance coverage. In such type of an emergency situation, pet owner might have to spend money out-of-pocket. Let us see how pet insurance can be helpful.

The following information can give you some idea about the medical costs of treating all the health conditions mentioned above.

  • Costs for treatment of joint problems - Depending on the gravity of the joint problems in your pet, costs can vary from $300 per year up to $5,000 if surgery is needed to be performed as there will be rehabilitation program as well. If surgery is not required then medication for arthritis or joint pain is even more expensive and pet owner may have to spend between $20 and $50 every month for dog’s treatment. Pet insurance will pay the costs and you can be free of any financial hardships.
  • Costs for treating Porto systemic shunts - The overall treatment cost for this health condition in Labrador Retrievers could be in the range $2,000 to $12,000 which is highly expensive. Dogs may be required to undergo surgery, medications and even hospitalizations over and above series of lab tests, scans prior to deciding on the exact course of treatment. A pet insurance policy will pay costs for bills in such an event and so, it may prove to be a worthy investment.
  • Costs for treatment of epilepsy - It is never easy to determine the cause for epilepsy d so, vet may prescribe a full batch of blood tests as well as CT and MRI scans, the costs for which can range from $2,500 to $5,000 depending on your residential location. And once the exact reason for epilepsy is diagnosed, vet may formulate a treatment plan for which prescription medicines might cost anywhere between $200 and $5,000 yearly. And during the treatment, your pet may be subjected to blood tests at regular intervals. The insurance policy will reimburse all these treatment costs.
  • Costs for treatment of bloat or obesity - Bloat or Gastric Dialatation Volvulus (GDV) leads to a condition called obesity in Labrador Retrievers. The only way to treat this GDV condition is to perform an emergency surgery for correcting the dog’s stomach and tacking it to its abdominal wall. The GDV repair cost can range from $2,000 to $5,000 but is there is any complications post surgery then the costs can go up. Pet insurance will pay the treatment costs.
  • Costs for treatment of disease like cancer - The costs of diagnosis and treatment for disease like cancer can be extremely high. Here is some information regarding the same.
    • Cost for diagnostics - Lab tests, CT/MRI scans and examining necessity of surgery may cost in the range $200 to $1,500 or more.
    • Average cost of surgery -$1,500
    • Cost for radiation therapy - $2,000 to $6,000
    • Cost for chemotherapy - Up to $5,000 or more (depends on the severity of disease)
    • Additional medical prescriptions - On an average $50 per month

With pet insurance, you don’t have to worry; the policy will pay treatment costs.

Reimbursements of medical expenses in most cases could be in the range 70% to 90% and few pet insurers may also reimburse 100% medical costs.

Assess The Worth Of Buying The Best Pet Insurance For Labrador Retrievers

Many Labrador retriever owners grossly undermine the importance of getting their pet insured. They might have their personal reasons for thinking that way. But occurrences such as accidents or bites by other dogs on road during fights will need vet visits and treatments which be an expensive affair. Besides, there is always a possibility of your Labrador retriever puppy falling sick that again requires timely medication for preventing further aggravation of the illness which can adversely affect your pet’s health. Unexpected medical emergencies can shoot up out-of-pocket expenses and may even impact monthly budget. Pet insurance can protect owner’s finances in this kind of situation.

In addition, the Labrador retriever belongs to a family of pure breed dogs and so, it is susceptible to certain hereditary or genetic health conditions that might need long term treatments including surgery and rehabilitation programs. Such issues can be diagnosed at a tender age and the costs of these treatments can be huge and at times, totally unaffordable. Pet owner may realize the worth of having healthcare insurance which can act as a support in such situations. Most of the pet insurance policies reimburse medical treatment bills up to 70%-90% of the total cost incurred. As a result, the pet owners’ finances get protection dog’s healthcare needs are satisfied.

Thus, if you buy the best pet insurance for Labrador puppy, you can get complete peace of mind as you know that at major portion of the money spent on treatment costs is going to be reimbursed. It may also help in diagnosing genetic health conditions early on and get them treated to keep your pet healthy and happy too.

Know Why You Should Purchase Pet Insurance For Labrador Puppy Or Adult

Labrador Retrievers are known for brimming with high energy levels despite their having bulky body. Apart from being playful, they are excellent swimmers and can even withstand stress induced by marathon running sessions. Hence, are likely to suffer from injuries or discomfort and problems can multiply as these dogs start ageing. This is because the probability of your pet dog suffering from muscle tears, heat stroke, declawing snags and collapse due to exercises is pretty high. Add to those diseases and critical illnesses like cancer or some other congenital health condition. A pet owner’s financial situation can get worrisome.

Here is a list of some commonly observed health conditions in Labrador retriever dogs that might need urgent medical attention.

  • Arthritis and other joint conditions
  • Bloat
  • Cancer
  • Dermatitis
  • Elbow & hip dysplasia
  • Eye disease
  • Gastroenteritis/gastritis
  • Heart disorders
  • Lipoma
  • Obesity

All of the above mentioned health conditions in Labrador Retrievers can be treated to perfection but in some cases, the treatment costs can run high and may be even beyond your expectations. Diagnostics, surgical procedures, medications, tests for blood work, X-rays, CT/MRI scans, vet bills, etc. can take a big toll on your finances in the absence of insurance coverage. Therefore, it is desirable to get your Labrador retriever insured adequately and enjoy real peace of mind. A customized policy will take care of all costs for medical treatments and you don’t have to pay hefty premium. The cost of insurance for pets is easily affordable and sustainable every month. There are returns for money being spent. can assist you to fix free consultation with a competent independent local agent through a simple, easy and hassle-free process online within few minutes. With expert guidance, you might also get enabled to compare the best as well as the cheapest free pet insurance quote estimates and make an informed decision on your purchase. Get started for comparing the cheapest free quotes today! All you need to do is just fill and submit a quick quotes request form online. Leave the rest to our specialists. Act to save a lot of time and money now!

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