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Labrador Retrievers are known to be highly amiable and serve as excellent family pets mainly due to their good behaviour and gentle nature. But still, it is vital that owners care about their health to keep them fit and fine. These dogs are popular the world over because of their obedience and total loyalty to pet owners. So, if you own a Labrador retriever dog as a pet, you need to visit vets for regular medical checkups right from the time it is a puppy. It will help you in detecting whether your pet has any health problems through diagnosis.
The best way to go about the task of keeping your Labrador retriever healthy is to get it insured. Vet bills have become expensive these days and in the absence of pet insurance coverage, you might have to spend money out-of-pocket. Besides, when you take your Labrador retriever for a walk on the road or in a park, there is always a probability of its meeting with an accident or getting bitten by another dog(s). The resulting injuries may require urgent medical treatments and they can incur huge costs. And like other dog breeds, Labrador Retrievers may also suffer from hereditary/genetic health conditions which need long term medical attention and treatments.
Aliaspetinsurance.com can assist you to get a comprehensive pet insurance solution that specifically caters to your Labrador retriever’s unique healthcare coverage needs and your budget. Take advantage of our expert advice to secure the best Labrador retriever insurance cover at the right price online to save time and money.
The overall cost of a Labrador retriever pet insurance healthcare cover could depend on a number of factors such as your dog’s age, gender, your residential location as well as its present and past health conditions especially if your pet is an adult. Normally, insurers charge higher monthly premiums for older pet dogs and the insurance rates provided might also vary from state to state. Interestingly, in case of female Labrador Retrievers, the insurance rates were found to be higher than those for male dogs in the state of California. Here is some information pertaining to the rates provided for male Labrador Retrievers in California.
| Age | Minimum Price Per Month | Maximum Price Per Month |
|---|---|---|
| 8 weeks old | $55.38(with $700 deductible) | $166.36(with $0 deductible) |
| 4 years old | $78.85(with $700 deductible) | $243.65(with $0 deductible) |
| 10 years old | $137.17(with $700 deductible) | $435.65(with $0 deductible) |
As compared to insurance rates for 8 week old male Labrador retriever pups (starting $55.38 per month), the insurance rates for female pups were found to be slightly higher at $56.36 per month in California. This marginal rise in the insurance cost may be because of the cost of veterinary doctors’ fees in the pet owners’ specific geographical location.
In any case, regardless of whether you own a male or a female Labrador retriever, it could be much better if you get your pet insured right at the time when it is still a puppy. Routine health checkups can let you know if your dog is suffering from any hereditary or genetic health condition, the medical treatments for which could be long term. To get total financial protection while keeping your pet dog healthy, it is suggested to buy a comprehensive pet dog insurance plan for your Labrador retriever that includes accidents, illnesses as well as wellness care services too.
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Although Labrador Retrievers are considered to be a healthy breed of dogs, they are susceptible to some severe health issues as mentioned below:
Any of the above health problems when detected require urgent medical attention and that can lead to financial hardships for the pet owner in the absence of pet healthcare insurance coverage. In such type of an emergency situation, pet owner might have to spend money out-of-pocket. Let us see how pet insurance can be helpful.
The following information can give you some idea about the medical costs of treating all the health conditions mentioned above.
With pet insurance, you don’t have to worry; the policy will pay treatment costs.
Reimbursements of medical expenses in most cases could be in the range 70% to 90% and few pet insurers may also reimburse 100% medical costs.
Many Labrador retriever owners grossly undermine the importance of getting their pet insured. They might have their personal reasons for thinking that way. But occurrences such as accidents or bites by other dogs on road during fights will need vet visits and treatments which be an expensive affair. Besides, there is always a possibility of your Labrador retriever puppy falling sick that again requires timely medication for preventing further aggravation of the illness which can adversely affect your pet’s health. Unexpected medical emergencies can shoot up out-of-pocket expenses and may even impact monthly budget. Pet insurance can protect owner’s finances in this kind of situation.
In addition, the Labrador retriever belongs to a family of pure breed dogs and so, it is susceptible to certain hereditary or genetic health conditions that might need long term treatments including surgery and rehabilitation programs. Such issues can be diagnosed at a tender age and the costs of these treatments can be huge and at times, totally unaffordable. Pet owner may realize the worth of having healthcare insurance which can act as a support in such situations. Most of the pet insurance policies reimburse medical treatment bills up to 70%-90% of the total cost incurred. As a result, the pet owners’ finances get protection dog’s healthcare needs are satisfied.
Thus, if you buy the best pet insurance for Labrador puppy, you can get complete peace of mind as you know that at major portion of the money spent on treatment costs is going to be reimbursed. It may also help in diagnosing genetic health conditions early on and get them treated to keep your pet healthy and happy too.
Labrador Retrievers are known for brimming with high energy levels despite their having bulky body. Apart from being playful, they are excellent swimmers and can even withstand stress induced by marathon running sessions. Hence, are likely to suffer from injuries or discomfort and problems can multiply as these dogs start ageing. This is because the probability of your pet dog suffering from muscle tears, heat stroke, declawing snags and collapse due to exercises is pretty high. Add to those diseases and critical illnesses like cancer or some other congenital health condition. A pet owner’s financial situation can get worrisome.
Here is a list of some commonly observed health conditions in Labrador retriever dogs that might need urgent medical attention.
All of the above mentioned health conditions in Labrador Retrievers can be treated to perfection but in some cases, the treatment costs can run high and may be even beyond your expectations. Diagnostics, surgical procedures, medications, tests for blood work, X-rays, CT/MRI scans, vet bills, etc. can take a big toll on your finances in the absence of insurance coverage. Therefore, it is desirable to get your Labrador retriever insured adequately and enjoy real peace of mind. A customized policy will take care of all costs for medical treatments and you don’t have to pay hefty premium. The cost of insurance for pets is easily affordable and sustainable every month. There are returns for money being spent.
Aliaspetnsurance.com can assist you to fix free consultation with a competent independent local agent through a simple, easy and hassle-free process online within few minutes. With expert guidance, you might also get enabled to compare the best as well as the cheapest free pet insurance quote estimates and make an informed decision on your purchase. Get started for comparing the cheapest free quotes today! All you need to do is just fill and submit a quick quotes request form online. Leave the rest to our specialists. Act to save a lot of time and money now!
